Finances
Success on the pitch starts with the bank balance. Optimise income and control expenses and you can invest – overreach and you'll be selling stars.
Overview
The overview shows your balance and the daily balance of recent days – so you can gauge where your wealth is heading. The key figures help you assess things:
- Cost coverage should be over 100%.
- Wage coverage (sum of the two figures) as close to 100% as possible.
Income
The biggest items are usually ticket sales (see Stadium) and sponsors. Optimise both actively – a full stadium at good ticket prices plus regular sponsorship opportunities are the foundation.
Expenses
Keep an eye on unexpected outgoings. A high share of appearance and goal bonuses means strong success-dependence and can get expensive on a good run. Aim for a sensible mix of base wages and bonuses.
Taxes
At season end a wealth tax is due (currently around 12% on your wealth). Sitting on a huge pile of cash at season end means giving part of it away – it pays to invest capital sensibly in squad, youth or stadium.
Slush fund
Besides the club account there's the slush fund – a special budget for special things (e.g. unlocking PSD details or ad-free packages). It is separate from the regular club wealth.
Save first, then invest: don't go into the red before the next star arrives. And plan for the season-end wealth tax instead of hoarding unused capital.